Insights & ideas
Practical notes for businesses that have outgrown spreadsheets — custom software, AI agents and automation, and what each one actually costs.
Sent money by mistake scam: how a shop checks a "wrong" UPI credit in its bank app, why it never sends a refund itself, and how real mistakes get reversed.
UPI payment pending but money deducted at your counter? What each screen means, RBI's T+5 rule for merchant payments, and a hold-the-item rule for cashiers.
QR code sticker scam at your shop: how to spot a swapped UPI QR, the owner's daily check, staff risk, who bears the loss and what to do after it happens.
AI chatbot cost in India as of 1 Nov 2026: about ₹859–₹1,352 a month at 300 chats, before build and upkeep. The sums, the quotes, and when to skip it.
Android app development cost in India, checked 31 Oct 2026: seller ranges, Play's $25 fee, yearly upkeep and a checklist to make your quotes comparable.
JustDial listing charges in 2026: what filings, a sample invoice and owner complaints show you really pay, the ECS terms, and a lead log for cost per enquiry.
Distributor ROI calculation for FMCG agencies: why the scheme-letter margin misleads, a worked two-brand example, the formula and what Tally shows per brand.
Post dated cheque management in Tally Prime: entering a PDC, what Tally does not do, the Section 138 dates after a bounce, and an Excel PDC register.
IndiaMART fake leads or leads that died waiting? IndiaMART's own BuyLead rules, free checks, a lead log and a cost-per-real-buyer formula for your renewal.